got her nickname, after all. So when a handsome stranger in a coffee shop asks her to watch his laptop for a moment, Fixie not only agrees, she ends up saving it from certain disaster. To thank her, the computer's owner, Sebastian, scribbles her an IOU - but of course Fixie never intends to call in the favour. That is, until her teenage crush, Ryan, comes back into her life and needs her help - and Fixie turns to Seb. But things don't go according to plan, and now Fixie owes Seb: big time. Soon the pair are caught up in a series of IOUs - from small favours to life-changing debts - and Fixie is torn between the past she's used to and the future she deserves. Does she have the courage to fix things for herself and fight for the life, and love, she really wants?