every month must go to pay your expenses. Part of your income goes to your rent, a part goes to your taxes, a part goes to groceries, a part goes to car payments and gas, a part goes to insurance, a part goes to transportation and so on.. And then taking on some bad debt then includes a part of your income having to be paid to the monthly premium on that debt.

Now most of us are on this treadmill, and constantly working for someone else. But here in this simple book you are given the ABC’s of living Debt Free.